The Voice Authorization System (VAS) can be used to authorize a credit or debit card payment when your normal means of performing authorizations is unavailable or when you receive a “Call Center” response to a payment transaction.
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It is important to understand that a “decline” response means the card issuer is unable or unwilling to provide an authorization on the cardholder’s account.
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The card brands require all merchants to comply with the Payment Card Industry Data Security Standards (PCI DSS) which are designed to prevent the theft of sensitive cardholder data.
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The following information will help you better understand EMV and prepare your business for the upcoming October 1, 2015 liability shift date.
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