The Payment Card Industry Data Security Standards (PCI DSS) poses significant challenges for most small to medium sized point of sale or ecommerce application developers. Included in the PCI DSS is the requirement for merchants to utilize payment applications which have been certified compliant with the Payment Application Data Security Standards (PA DSS). Visa® has posted a deadline of July 1st 2010 for all point-of-sale systems and payment applications to be PA DSS compliant or discontinued. Any developer whose application handles sensitive credit card account information (even if only momentarily) must comply with the PA DSS in order for their application to remain commercially viable for their clients. This generally means costly annual audits and many hours of remediation programming. Unfortunately, compliance is costly and non compliance just isn’t an option.

Through a partnership with Payment Logistics, we provide the following two options which make compliance easy.

Option1 – Eliminate the scope of compliance with PayGX2: By integrating our PA-DSS compliance tool PayGX2 into your point of sale system, you can reduce or completely eliminate the scope of PA DSS compliance your application is subject to. Because PayGX2 controls the credit card hardware drivers, your system only needs to supply an amount and invoice number and PayGX2 take care of the rest (including the integration with our payment gateway). By allowing PayGX2 to handle all sensitive data, you can focus your time on improving your system while we worry about data security and compliance. Option2 – Minimize the scope of compliance with Tokenization: Integrate your application directly to the PaygistiX gateway using our “Path To Compliance” integration supplement and code. With this option, your application still handles the initial transmission of sensitive data to our payment gateway but instead of storing credit card account numbers after the initial transmission you store tokens in their place. The tokens can be used to perform ALL functions you once relied on a card number for.